Nikhil Kaul, RRA®
Wealth Management Advisor, Mortgage Agent Level 1
Wealth Management Advisor, Mortgage Agent Level 1
Mortgage brokers are valuable mediators in the Canadian mortgage market, offering distinct advantages for both new homebuyers and those undergoing mortgage renewal. Multiple Lender Access: Mortgage brokers work with numerous lenders, such as major banks, credit unions, mortgage finance companies, …
Read moreMany people get caught up timing the market, when influenced by either of the two emotions, greed or fear. Here’s why this never works.
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Cognitive biases can impact business or investing decisions
Read moreCredit interest eats away at wealth Every household has a budget and must live within its means, as well as save for the future. We each must be careful to not allow debt interest repayment to reduce our ability to live comfortably, or retire with financial security.
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A mortgage payment generally consists of several components: the mortgage principal and interest, property taxes and mortgage life insurance.
Read moreWhen you apply for a mortgage, there are several questions that a lender may ask.
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Tax Planning is Legal: Canadians can legally arrange finances to minimize income tax. Tax Issues to consider: RRIF Withdrawals: Increases your tax burden and may result in an Old Age Security (OAS) clawback. Provincial Tax Rate: Living in a high-tax-rate …
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